If your card has those logos, you can use it at any Cirrus/Interlink ATM and withdraw a maximum of $150 per day or the full balance of the card whichever is less. This is a benefit you won't get with regular debit or credit card transactions, which will simply decline if you don't have the available balance to cover a purchase. You can use that Walmart Visa gift card anywhere. But just like other plastic payment methods, prepaid cards use payment networks like Visa, Mastercard, Discover and American Express. Each issuer provides different features, benefits and fees, so you’ll want to select the prepaid Visa that suits your needs best. November 10, 2020. Some Prepaid cards are very similar to credit and debit cards and have Chip, Pin and even PayWave capabilities. Load&Go Reloadable card. Visa TravelMoney is a prepaid card that can be used to “make purchases at 25 million merchants worldwide that accept Visa debit cards.” Like a gift card, you pay for this card in advance, meaning you load money onto the card in your home currency then spend the money as needed according to the exchange rate of the day. Prepaid cards are a safer alternative to gift vouchers, checks or cash and can be used at millions of shops and other outlets around the world. (Except, of course, once you’ve used up the amount you loaded onto the card, you’ll need to add more to use the card again.) You can update your account online to avoid this occurrence. Prepaid cards offer the convenience of a credit and debit card without the borrowing. Visa prepaid cards are available through many different issuers, including banks, retailers or Visa itself. The card expires 24 months after its purchase date, and any remaining balance can be transferred to a new card upon expiration (if the balance is greater than $25) or refunded to the card holder as a check upon written request. These cards can be used as an alternative to a bank account for direct deposits of paychecks and government benefits. Deiterich holds a Bachelor of Arts in English from Albright college and has three expert rating certifications including Grammar, Words/Phrases and Advertising Skills. There are two types of prepaid payment cards that can potentially be used to pay bills: prepaid debit cards and network-branded gift cards (like those that carry the Visa or Mastercard logo). With a Visa prepaid card, you can only use the amount loaded onto it, which helps to control spending. As of now Coles and Woolworths don’t accept prepaid Visa cards, but Visa is continuing to discuss this matter with them. Prepaid cards work much like debit cards, except that the fees for using them are typically higher and more complex. Choose an amount between $20 and $500 to load onto this prepaid gift card – for use online, by phone and in-store. Any money available on your prepaid Visa card can be used to make in-store and online purchases. A smart alternative to cash, prepaid cards come in a range of options to suit your needs—from travel to teens to general purpose. Easy to use and reloadable, Visa prepaid cards go everywhere you do. A My Health Pays®* Visa Prepaid Card can be used for your healthcare-related costs ‡, such as: monthly premium payments §, doctor copays ∞, deductibles, and coinsurance. You must activate the card prior to use. The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online. The Visa debit gift card carries a $2.50-per-month fee. Through a website. No cash or ATM access. If you opt to close the account and have remaining funds returned, the fee is $7. While some prepaid cards can be linked to your PayPal account, others can't, a lot depends on your credit card issuer. If you do not have the card, call the customer service number shown on any of your account statements, or log in to your account online and click the “Contact Us” tab. The Visa debit gift card can be used at any location accepting Visa debit cards. Fees: Up to 3.5%. Use your Visa gift card to buy other merchants’ gift cards If there’s a particular store you shop at that doesn’t accept your Visa gift card for purchases, you can use this card to buy a gift card from the store where you want to buy something. Visa Card Prepaid - Aufladbare Kreditkarte Ausgabenkontrolle Schon ab 14 Jahren Einkaufsversicherung inklusive Jetzt online beantragen! However, the processes for using your card are the same, regardless of the issuer. If you still have the card in your possession, call the number on the back of your card to file your report. For security reasons, the card holder’s address and billing address must match. FAQs about Xfinity Mobile Visa® prepaid card offers. And practical too (when you just aren’t sure what to gift). https://www.consumerfinance.gov/.../where-can-i-use-my-prepaid-card-en-383 These cards do require Personal Identification Numbers (PINs) and you will receive yours upon card activation/registration. Request that he run the card as a credit card thus eliminating the PIN request. Load&Go Gift card. Visa offers each prepaid cardholder a “Zero Liability Policy." The only locations that will not accept the card are online gambling sites, PayPal, money wire transfer services (like Western Union), and adult websites. You cannot activate the card without this number, and for security reasons, neither the website nor phone operators will provide it. Only Visa gift cards bearing the Cirrus and/or Interlink logos on the card can be used for ATM transactions. The store merchant cannot provide that information to you. You also can pay for gas at the pump and withdraw cash at ATMs. Once you’ve loaded money on the card, you can then use your prepaid card just as you would a debit or credit card. If you don't have enough money on your prepaid Visa to pay for your entire in-store purchase, the cashier will ask for another form of payment to cover the balance. The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to: Pay bills; Add funds; Make purchases anywhere Visa Debit cards are accepted; Plus, you don’t have to worry about overdraft fees, since your spending cannot exceed the available balance on your card. To do this, check the website at Giftcards.com (see Resources) or call the toll-free number on the back of the card. 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